Worried About Your House Not Selling?

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Worried About Your House Not Selling?

If you are considering selling your home, you may be wondering how your home will really do in relation to the market. Although our market as a whole has been more favorable to sellers in the last few years, demand for an individual property will vary depending on supply of each particular type of home – price point, amenities, challenges, etc.

For example, if a ...

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Changes Coming to USDA Loan Program

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Changes Coming to USDA Loan Program

 

The US Department of Agriculture is making some changes to its Single Family Housing Guaranteed Loan Program (also known as a USDA loan) effective October 16, 2016. These changes can mean big benefits for anyone considering a home purchase in a rural area in the coming year.

A USDA mortgage allows for a minimal cost of entry in order to make homeownership affordable and attractive in ...

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Preparing Your Home For Fall

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Preparing Your Home for Fall
I cannot believe that fall is upon us! Although we have had a wonderful summer, it is time to begin planning for fall maintenance on your home. The changes in the seasons can be tough for home structures, so to prevent surprises when your home is at its most vulnerable, take a day before autumn takes hold and prepare your home for the months ahead.
Roof ...
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A Look at New Construction

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Housing Starts
With our population on the rise and housing demand high across the country, you might be wondering why builders just don’t build more homes to satiate the demand. According to the New York Times, the United States added 1.24 million households per year on average between 2000 and 2007. Then add in the average 300,000 homes that need to be repaired or replaced and we get about ...
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Preparing for Multiple Offers – The Pros and Cons of an Offer Review Date

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Preparing for Multiple Offers – The Pros and Cons of an Offer Review Date

Buyers are out and demand for homes is high! When it is time to list your property and if multiple offers are expected, there will be a number of issues and strategy for us to consider. One of the primary issues is whether or not to have an offer review date, or a date in ...

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Appraisals – A Critical Part of the Transaction

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Appraisals – A Critical Part of the Transaction

When a buyer takes out a mortgage, or when a homeowner refinances their home, the lending bank or entity will conduct an appraisal to verify the market value of the home. This protects the bank’s interest in the home and helps verify the percentage of equity the buyer or homeowner has or will have in the property.
It is important to know ...

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The Fed Raised Rates: What Does that Mean for Housing?

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You may have heard that the Federal Reserve raised rates last week… But what does that mean if you are looking to buy a home in the near future?

Many in the housing industry have predicted that the Federal Open Market Committee (FOMC), the policy-making arm of the Federal Reserve, would vote to raise the federal fund’s target rate at their December meeting. For only the second time in a decade, this is ...

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